Amonsagana - Phase 2 - Lle-9 (intermediate) Saga Lluvia
Balamban, Cebu, Region VII (Central Visayas)
Bedroom: 0
Bathroom: 0
Lot Area: 224 sqm
Floor Area: 0 sqm
Amonsagana is a master-planned, premier residential development in Balamban, Cebu, spread across 38 hectares of prime freehold land overlooking the western coastline. It is a sustainable community designed in harmony with nature, featuring villas and lots, with a focus on health, wellness, and active retirement living. The project emphasizes preserving the environment, with significant areas dedicated to roads, parks, open spaces, and an eco-zone, and offers a blend o
LIST SELLING PRICE: 4,000,000
(Inclusive of VAT and Transfer Charges)
Reservation Fee (RF): 25,000
OPTION 1: (100%) SPOT CASH WITHIN 30 DAYS FROM RF PAYMENT
LIST SELLING PRICE 4,000,000
Less: 5% Special Promo Discount 200,000
Discounted Price after Promo Discount 3,800,000
Less: (8%) Cash Discount 304,000
Discounted Selling Price 3,496,000
Less: Reservation Fee Paid 25,000
Total Balance Payable on Discounted Selling Price 3,471,000
OPTION 2: (10%) DP in CASH, in 24 or 36 Months | (80%) Balance thru Bank Financing
DP in CASH (DP in 24 MONTHS) (DP in 36 MONTHS)
LIST SELLING PRICE 4,000,000 (4,000,000) (4,000,000)
Less: (5%) Special Promo Discount 200,000 (200,000) (200,000)
Discounted Price after Promo Discount 3,800,000 (3,800,000) (3,800,000)
(10%) Downpayment 380,000 (380,000) (380,000)
Less: APPLICABLE CASH DISCOUNT 38,000
Discounted Downpayment 342,000 (380,000) (380,000)
Equal monthly instalments N/A 16,000 (11,000)
(10%) Balloon Payment 380,000 (376,000) (364,000)
Less: Reservation Fee Paid 25,000 (25,000) (25,000)
Total Balloon Payment Due 355,000 (351,000) (339,000)
(80%) Balance of Selling Price after Downpayment using loans or Lumpsum 3,040,000 (3,040,000) (3,040,000)
Actual Discounted Selling Price with VAT and Transfer Charges 3,762,000 (3,800,000) (3,800,000)
AMORTIZATION COMPUTATION (for illustration only)
Loan Amount (VAT inclusive) 3,040,000 (3,040,000) (3,040,000)
Term (Years) 5 (10) (15)
Interest Rate per Annum 7.50% (7.5%) (7.5%)
Payments per Year 12 (12) (912)
Amortization Factor 0.020037949 (0.011870177) (0.009270124)
Amortization of Loan per Month 60,915 (36,085) (28,181)
